Keystone Mutual is lean by design and nimble in providing an outstanding policyholder experience. Keystone policyholders receive many benefits not offered by any other insurer, including:

• Free, unlimited legal advice on risk management and minimizing liability
• Choice of defense counsel
• Consent to Settle Plus with extended appeal option
• Automatic coverage for medical board investigations

All Keystone claims are reviewed by internal review panels that include at least one physician practicing in Missouri.

Policies are backed by A+ rated Lloyd’s of London and other outstanding reinsurers.