great company
for the long-term, one relationship at a time.
protecting
your professional reputation.
gives you
More Than Insurance®
Request an online quote and learn more about our competitively priced premiums.
Security
With a commitment to building a secure company for the long-term, Keystone offers More Than Insurance®. We are also the only medical professional liability insurer backed by $281 million in reinsurance from COPIC Insurance Company for all claims.
At Keystone Mutual, SECURITY
is an essential part of our core values.
Trust
Our focus is on building trust…by covering only a select group of low-risk medical specialties, our policyholders are part of an exclusive group that receives choice of defense counsel and aggressive defense of claims.
At Keystone Mutual,TRUST
is an essential part of our core values.
Give Backs
Keystone Capital®, our exclusive member savings program. It offers loyal policyholders in good standing a unique cash benefit at the time of their retirement, sharing in the success of the Company.
At Keystone Mutual, GIVING BACK
is an essential part of our core values.
Risk Management Articles
Many practices, medical groups, or professional associations may have liability exposure based on the conduct of another in their office or practice due to vicarious liability. This liability is based upon the legal concept of Respondeat Superior. Respondeat Superior (Latin) translates to “let the master answer,” or “let the superior respond.” The doctrine of Respondeat […]
The doctrine of informed consent is well known to healthcare practices, and most have well established policies and procedures for the physician to obtain informed consent. Informed consent is defined as: a patient’s knowing choice about treatment or a procedure, made after a physician or other healthcare provider discloses whatever information a reasonably prudent provider […]
In 2021, as part of the National Defense Act, Congress enacted the Corporate Transparency Act which imposes new reporting requirements for some businesses as of January 1, 2024. The purpose of the Corporate Transparency Act was to strengthen the United State’s financial crime monitoring system, by requiring certain entities to disclose and identify information about […]
What Doctors Are Saying About Keystone
“Look at med-mal companies side-by-side. Clearly Keystone has the superior professional liability product for select specialties.”
“If there is a complaint, I have a say. I can even name the attorney. That’s a difference-maker.”
“Keystone Mutual allows me to keep my focus where it should be, on my practice. Being backed by billions in reinsurance gives me that peace of mind.”
“With Keystone, I’m dealing with a member of the management team. With other companies, I am just another policy number. The personal touch makes a difference.”
“I chose Keystone Mutual for the protection, but it’s the unsurpassed benefits – like Keystone Capital® that set them apart among Missouri providers.”
About Us
Keystone Mutual Insurance Company is a leading provider of medical professional liability insurance to Missouri physicians. We deliver coverage you can count on, with outstanding personal service and unsurpassed benefits – not offered by any other insurer.
Contact Us
Keystone Mutual
13537 Barrett Parkway Drive
Suite 345
St. Louis, MO 63021
Email
866.212.2424 phone
636.549.3733 fax
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